Not just for kids: how to choose a bike helmet
It wasn’t until more than a century after the invention of the bicycle that they became widely used, and it took another decade before safety standards were established. Even though the modern bike has been around for over four decades, there is still no law requiring adults to wear helmets, and only 21 states require children to do so. However, when it comes to safety, helmets are unmatched in their ability to protect the most vulnerable part of the body—the head.
**The Facts**
According to the latest data from 2015, out of the 817 bicyclists killed on the roads, only 17% were wearing helmets. These weren’t just young riders or inexperienced cyclists; more than 88% of those killed were over the age of 20, with an average age of 45 among fatalities. This highlights the importance of helmet use for all cyclists, regardless of age or experience.
**The Importance of Helmets**
Let’s be honest: if you fall off your bike during a traffic accident, a helmet is your best defense against serious brain injury or even death. The National Highway Traffic Safety Administration reports that helmets are 85 to 88% effective in preventing head and brain injuries. Wearing a helmet can also make a difference in legal cases—juries often consider cyclists negligent if they weren’t wearing one, which may reduce compensation for injuries.
**Choosing the Right Helmet for You**
Selecting the right helmet depends on your riding style and personal preferences. There are several types of bike helmets designed for different conditions:
- **Road Bike Helmets**: Lightweight and aerodynamic, these helmets offer good ventilation and are ideal for paved surfaces. They don’t have a visor, allowing for an unobstructed view.
- **Triathlon and Time Trial Helmets**: Known as “aero†helmets, they prioritize speed and aerodynamics. They’re best suited for competitive cycling, but not ideal for everyday use due to limited peripheral vision.
- **Mountain Bike Helmets**: Designed for rugged terrain, these helmets provide extra coverage and protection for the back and sides of the head. Many include a built-in visor for sun protection.
- **Full-Face Helmets**: Popular among extreme off-road riders and BMX enthusiasts, these helmets protect the entire face, including the mouth and chin.
- **BMX Helmets**: Available in classic styles like "peanuts" or "old skool," these helmets offer maximum protection with less ventilation.
- **Recreational Helmets**: Often more affordable and stylish, some models even come with visors or removable covers for a fashion-forward look.
- **Commuter Helmets**: Ideal for daily rides, some include built-in lights to improve visibility in low-light conditions.
**The Latest Innovations**
Since 2016, some helmets have incorporated the Multi-directional Impact Protection System (MIPS), which helps reduce rotational forces during crashes. This technology adds a low-friction layer that allows the helmet to move slightly upon impact, offering additional protection.
**Size Matters**
A helmet that fits properly is essential. While one-size-fits-all options are better than nothing, a helmet tailored to your head size offers the best protection. To measure your head, wrap a string around your forehead about an inch above your eyebrows and measure the length. Use this guide to find the right size:
- Under 20 inches: Extra Small
- 20 inches to 21.75 inches: Small
- 21.75 inches to 24.75 inches: Medium
- 23.25 inches to 24.75 inches: Large
- Above 24.75 inches: Extra Large
Most helmets have adjustable straps and mechanisms to ensure a snug fit. Avoid over-tightening, as it can cause discomfort. A proper fit should prevent the helmet from moving when you shake your head.
**Preparing for the Unexpected**
Even with a helmet, accidents can happen. That’s why having bicycle insurance is a smart choice. It covers damage, medical expenses, and theft, giving you peace of mind. Whether you're commuting, racing, or just enjoying a ride, protecting your investment and yourself is always a good idea.
**America's Best Bicycle Insurance**
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