How to deal with auto insurance refusal

The owner bought insurance to better protect personal rights, but spent a lot of money to buy auto insurance. As a result, he encountered insurance companies’ refusal to pay compensation. I believe that every owner who encounters this type of situation will find it very hot. However, light and fire can not solve the problem, in the case of auto insurance refusal to pay the owner or to solve, so that insurance companies to accept compensation programs to protect the rights and interests of individuals. So, how to deal with auto insurance refusal?

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When encountering auto insurance refusal, the majority of vehicle owners should not be too anxious, and people will lose their rationality in an urgency, leading to the inability of individuals to maintain their rights and interests. If you encounter auto insurance refusal, you must ask the insurance company to explain the main reason for the refusal. Generally speaking, insurance companies will not blindly deny compensation. Once the refusal is made, there will be a reason, for example, the policy is expired and not covered. The scope, the report is not timely, the claims information submitted is false, and so on. After finding out the reasons for the refusal, it is then targeted. If it is impossible to compensate for personal reasons, it is suggested that the owner of the vehicle should look at some of them. After all, insurance companies have strict standards and requirements for claims, and the insurance company's money is not so good.

If it is because of insurance brokers' problems, such as the auto insurance refusal of compensation due to their human interference, the vehicle owner has sufficient evidence to determine that the auto insurance can be compensated, then the insurance broker's superior can make a complaint if it is the cause of the insurance company. Refusal, then the consumer can make complaints to the CIRC, the general insurance company refused to pay most of the small privately-owned companies, so it is recommended that consumers buy car insurance more time to find large companies, it will be more secure.

How to deal with auto insurance refusal? When you encounter auto insurance refusal, you need to find out the reasons. When auto insurance refusal, it is not recommended that the insured go to the insurance company to quarrel. This is not only to lose personal face. If they are alerted, they may also be punished accordingly, so that owners are arbitrarily arbitrarily rational, and rational, quiet and standardized solutions to problems are fundamental.


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